attachment_2251853" style="width: 2570px" class="wp-caption alignnone"> canada disability benefit

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This government benefit, which began accepting applications last year, provides financial assistance to Canadians aged 18 to 64 who live with a disability.

Although applications for the CDB opened last June, Canadians can still continue to apply to receive the benefit online. If you qualify, you’ll begin getting money from the government the month after your application is approved.

To apply for the CDB, you must meet several eligibility requirements.

Canadians who qualify would have received letters from Service Canada inviting them to submit a Canada Disability Benefit application. The letter includes a unique six-digit code with instructions on how to apply.

If you didn’t get a letter, you can still apply for the benefit if you have a spouse or common-law partner, and both of you must have filed your 2024 federal income tax return.

To be eligible, you must be one of the following:

A Canadian citizen
A permanent resident
A temporary resident who has lived in Canada throughout the previous 18 months
A protected person
An individual registered or entitled to be registered under the Indian Act
You can also apply if you’re a Canadian resident between the ages of 18 and 64 who has already been approved for the Disability Tax Credit (DTC)

How much you get depends on several factors based on your family’s net income.

The maximum amount you can receive in payments from July 2025 to June 2026 is $2,400, or $200 per month. The amount will be adjusted annually for inflation, based on the current cost of living.

You may even be eligible for back payments for previous months. Payments can be retroactive up to 24 months from the date your application is received. However, it doesn’t apply to months before June 2025.

The CDB will be affected by the Canada Revenue Agency’s (CRA) indexation increase for 2026, which means that payments will increase in July, the start of the benefit year.

Canada Child Benefit

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The CCB is a tax-free monthly payment for eligible families to help with the cost of raising kids under the age of 18.

Canadian families got a 2.7 per cent boost in child tax payments in July 2025, marking the beginning of the new benefit year. The federal government uses a process called indexation to raise the payment to help parents as the cost of living continues to soar.

Annual payments for children under six increased from $7,787 to $7,997, or $666 monthly. For those with children aged six to 17, this means an annual payment increase from $6,570 to $6,748, or $562 per month.

The Child Disability Benefit (CDB) also went up from $3,322 to $3,411 in July.

Canadian parents can expect another CCB and CDB increase in July 2026 based on the two per cent indexation increase.

According to the CRA, the base child benefit for a kid under age six in 2026 will be $8,157, an increase of $160 from $7,997 in 2025. The base benefit for children aged six to 17 will be $6,883 next year, up $135 from $6,748 this year.

Based on the two per cent indexation increase, the maximum benefit amount for the CDB in 2026 will be $3,480, which is a $69 increase from $3,411 in 2025. Check out other government benefits and credits that will increase this year.

You can check if your family is eligible for Canada’s child tax benefit by taking the government’s eligibility test. Families in B.C. and Ontario will also get provincial child benefit payments on Friday.

Check out other benefit payments Canadians will get this month.